Author: Invest for Living

Medical and social advances have led to the amazing result that, on average, we are living much longer than generations before. However, because the retirement age has not shifted as drastically as the average life… Continue reading

There’s a lot of varying opinion when it comes to the big question of “how much you need to retire”. Some experts will say you need close to a million dollars, some even say 2… Continue reading

For most people, by the time they reach retirement, they would have paid a fairly hefty sum of money in tax over their working lives. So when planning for retirement it’s important to structure your… Continue reading

Many people choose to retire when they become eligible for the age pension because this is what helps them to actually afford retirement. The two main criteria to accessing the age pension is that you… Continue reading

Whilst the government has rightfully closed off a lot off a lot of loopholes that used to allow wealthier people to get a pension, there are still a few ways to structure your assets to… Continue reading

It always surprises me when people ask what the legal retirement age is in Australia. The fact is, there is no legal retirement age. You can basically retire whenever you want. However, there are three… Continue reading

To get your hands on that money you’ve got socked away in superannuation, you have to meet what’s called a ‘condition of release’. The two most common conditions of release are: Reaching age 65 (regardless… Continue reading

Having helped hundreds of people plan for their retirement over the past 15 years, there seems to be a lot of talk about whether or not superannuation is a good place to invest your money.… Continue reading

1.   Make sure your super fund has your TFN If you super fund does not have your tax file number, your employer and pre tax contributions will be taxed at the highest marginal tax rate… Continue reading